PRIVACY POLICY

Accessing AND/OR using the website (“We”, “Us”, “Our”, “Ours”, the “Website”) expressly confirms your (“You”, “Your”, “Yours”) acceptance of the terms outlined in this Privacy Policy.

This Privacy Policy may be subject changes/alterations/modifications periodically in Our sole discretion. The date on which this Policy was last updated will be noted immediately above this Policy.

Electronic Delivery Disclosure

By submitting your information hereon, you expressly agree to receive certain notifications, disclosures and/or documents electronically. By consenting to the electronic delivery of disclosures, you agree that We are entitled to provide electronically any and all communications regarding the loan application (the “Disclosures”). This consent applies to the receipt of electronic disclosures with respect to the loan application.

Information We Collect

Any collection of personal information or data through this Website shall proceed with your consent.

• Non-Personally Identifiable Information

We shall be entitled to log files and cookies for the purposes to collect Non-Personally Identifiable Information (“Non-PII”) including, but not limited to, the IP address of the computer or mobile device making the request, browser type and the times you access this Website and usage details.

• Personally Identifiable Information

We shall be entitled to collect Personally Identifiable Information (“PII”) that you provide us, which can anyhow identify you, including without limitation your first and last name, actual residence address, phone number, social security number, e-mail address, date of birth, driver license number, state of residency and information pertaining to your bank account.

• Information From Your Browser

As you use the Website or otherwise interact with the Website, We shall be entitled use automated data collection technologies (“Cookies”) to collect certain information, including but not limited to, information about your equipment, browsing actions and patterns, operating system, internet connection, and location data.

Purpose of Collecting Your Personal Information

We are entitled to collect personal information and data mainly to:

• Meet your main goal of being presented with options for personal loans, financially-related products and/or other offerings that You are looking for on or through the Website;
• Make available the content of the Website to You and Your consideration;
• Perform/Render Our services that You have requested;
• Communicate with you via telephone, e-mail, postal mail, and/or text message from us, our marketing partners, and/or other third parties;
• Run data and statistical analysis from Your use of this Website;
• Present and, consequently, enforce the Terms and Conditions of the Website.

Disclosing Your Information

You agree and acknowledge that Shinycash.com has a right to disclose Your personal information mainly:

• For properly fulfilling the purpose for which You have provided your information;
• Before third-party service providers assisting us in operating this Website, so long as such information is kept confidential;
• For duly complying with any court order, law, legal process, and/or government or regulatory request.

Data Retention and Security

By accessing and using the Website, you acknowledge, confirm and agree that Shinycash.com may retain your information indefinitely. Please note that any transmission of personal information, action/inaction in relation thereof is at your own risk.

Online Security

Shinycash uses reasonable efforts to protect the security of your personal information through security encryption.

No Liability for Acts of Third Parties

Shinycash.com will exercise all reasonable efforts to safeguard the confidentiality of your personal information. Notwithstanding, you do acknowledge that any and all transmissions protected by industry standard’s security technology and implemented or otherwise run by human beings cannot be made 100% secure.
Shinycash.com shall in no case be liable for any unauthorized disclosure of personal information due to no fault of Shinycash.com including, without limitation to any kind of errors in transmission and unauthorized acts/inactions of third parties.

Third Party Disclosure

The Website may contain links to third-party websites, which are running and implementing/enforcing their own privacy policies. We shall never be responsible for, nor do we endorse, any of the activities and practices that take place on third party websites.

Minors

The Website is not intended for minors (under legal age), thus, the use of the Website by people under eighteen (18) years of age is strictly prohibited. We do not knowingly collect personal information from minors.