E-Consent

Please read this piece of information carefully and save a copy of this information for future reference.

Introduction.

By submitting this request, you are expressing your wish to get connected with one of our third party lenders or lending partners. The third party lenders or lending partners need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent") to be able to offer you a loan. In this form you will get acquainted with your rights when receiving electronic disclosures, notices, and information. By clicking on the link and conceding to our terms, you accept that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

Options for Paper-Based Records.

You can require any Disclosures in paper copy by contacting the third party lender or lending partner. The printed forms of the Disclosures will be provided to you with or without being charged. The lenders or lending partners will keep all Disclosures as applicable law requires.

The Scope of Application of Consent.

This E-Consent applies to all interactions online concerning you and the third party lender or lending partner and includes those interactions engaged in on any kind of mobile device, including mobile phones, smart-phones, as well as tablets. By using this E-Consent, the third party lender or lending partner may process your information and interact during all online interactions with you electronically. They may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at our or third party lenders’ or lending partners’ websites, and may be also sent to you by e-mail.

Conceding to Do Business Electronically.

Some hardware and software capacities are necessary to do business with the third party lenders or lending partners electronically, so before you decide to get started, make sure you have the necessary capacities described below.

Hardware and Software Requirements.

To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: A PC or MAC compatible computer or other device with access to the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128 bit encryption, such as Microsoft® Internet Explorer, Chrome® or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X®. You will need a printer or a long-term storage device, such as your computer's disk drive, to keep a copy of the Disclosures for further reference. You can send any questions related to the hardware and software requirements directly to the third party lenders or lending partners.

Withdrawing Consent.

Your E-Consent for our connecting service and for our third party lenders’ or lending partners’ consideration of your connecting request cannot be withdrawn because it is a one-time transaction. You can withdraw your E-Consent any time you want without any charge if you are connected with one or more third party lenders or lending partners. Withdrawing this E-Consent before you get credit may stop you from obtaining credit from the lender or lending partner. If you want to withdraw this E-consent, contact the third party lender or lending partner directly. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected. 

Changes to Your Contact Data.

You should inform third party lenders or lending partners of any alteration in your electronic address or mailing address. You may update such information by logging into their website or by sending them a written update by mail.

YOUR ABILITY TO ACCESS DISCLOSURES.

BY CLICKING THE LINK, YOU CONCEDE TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.

CONSENT.

BY CLICKING THE LINK, YOU ACCEPT THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER-BASED COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU DON’T PROCEDE THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR LENDING PARTNERS THROUGH THE INTERNET.