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Installment loans are great tools which can be used for efficiently bypassing the hard financial period you may experience at some point in life. If you need some immediate cash and your credit scores are not in good shape, you can turn to these loans and enjoy the long duration thereof. These loans are provided on a long term basis and the applicable interest rates are much cheaper. Installment loans are also available for the applicants whose credit profiles are impaired. You can enjoy your installment loan once your loan request is approved. The installment loans are being used mainly if you need a comparatively large amount of cash for the purpose of removing the financial hard phase from your life in a quick manner.