Terms and conditions

These terms and conditions (these “Terms” or these “Terms and Conditions”) contained herein on this webpage, shall govern your (“You”, “Your”, “Yours”) use of this website, including all pages within this website (HEREINAFTER, collectively referred to as this “Website”). This is to notify you that you are granted [for your personal use only], with a non-exclusive, limited and revocable right to access and use shinycash.com (“We”, “Our”, “Ours”, “Us”) website (“the Website”). The use of the services [HEREINAFTER referred to as “Service”] is limited to parties that are lawfully entitled to enter into and form contracts and incur contractual rights and obligations under applicable law. This Website is not for use by minors (humans under 18 years of age), and you MUST NOT use this Website if you a minor.     

These Terms are designed and shall be construed as for acceptance through use. After the user visits the Website, he/she/they is/are deemed to have accepted these Terms of use. You agree not to use the Website or any and all parts and/or the whole content contained therein for any other purpose, including commercial purposes, without Our prior written consent. Unauthorized use of the Website or misuse of any information posted to the Website is and shall continue be construed as strictly prohibited.

Copyright Notices: The Website along with the whole information and content contained or placed therein, including but not limited to all design, text, sound recordings and images, are and shall continue to be construed as owned, except as otherwise expressly stated, by Shinycash.com. No copy, transmission, display, performance, distribution, license, alteration, storing for subsequent use or otherwise used in whole or in part in any manner is PROHIBITED if not done with an officially issued prior written consent of Shinycash.com.

Trademark Notices: The names and logos included and contained in the Website are owned by Shinycash.com, thus, no kind of use is permitted if not done with prior written authorization.

Shinycash.com’s loan matching service aims to identify the best matched for the clients and  match them with potential lenders existing in Shinycash.com’s network of payday loan lenders (HEREINAFTER, separately referred to as “Lender”, and collectively referred to as “Lenders”). To use and avail from the Service, you shall fill in one or more online request/application forms that requires some basic information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information.

Once a Lender decides that your loan application meets its loan qualification requirements, the Shinycash.com website will redirect your browser to the respective Lender’s website. Hereby, You understand and agree that, once you get redirected to the respective Lender’s website, Shiyncash.com has no further involvement in the loan process. Your subsequent actions/inactions or any other kind of interactions with the Lender shall be subject to privacy policy, terms of use, and other policies and/or terms enforced by that exact Lender.

Credit decisions

Shinycash.com is not a lender and does not make loan or credit decisions and shall in no case be deemed as such. Shinycash.com does not guarantee that you will get a loan offer by any Lender. Shinycash.com does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by Lender through the Service are the best terms available in the market. You accept, reject and interact with any and all lenders at your sole risk.

Content and Outbound Links

The Shinycash.com shall never be responsible for any products and services provided by any advertisers or others to whose sites are linked. A link to another website does not constitute an endorsement of that site by Shinycash.com. By Submitting your online loan Application/Request Form you do agree to receive notifications, disclosures, and communications both from Shinycash.com and from the Lenders participating in its network. If you get connected to a Lender, the Lender may require from you to conclude an electronic loan contract/agreement. Such electronic loan contract/agreement shall have the same legal force as a loan contract/agreement in paper form. Your electronic signature put thereon shall be as valid as a physical signature on a paper loan contract/agreement.

Termination Rights

Shinycash.com reserves the right to terminate [at any time on its sole discretion] Your use of the Website if you fail to comply with the terms of this agreement, or any other terms, agreements, or policies that apply to this Website.

Hold Harmless Clause

Hereby You expressly agree to indemnify, defend, and hold harmless Shinycash.com (including its [if any] parents, subsidiaries, and affiliates and all of their respective officers, directors, employees, agents, licensors, suppliers and any third-party information providers) against all claims, losses, expenses, damages and costs (including reasonable attorney fees) resulting from any breach of this Terms or unauthorized use of the Website. Your obligation under this clause shall survive the termination of these Terms and Conditions.

Disclaimer of Warranties and Liability

YOU AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. BECAUSE OF THE NUMBER OF POSSIBLE SOURCES OF INFORMATION AVAILABLE THROUGH THE WEBSITE, AND THE INHERENT HAZARDS AND UNCERTAINTIES OF ELECTRONIC DISTRIBUTION, THERE MAY BE INTERRUPTIONS, DELAYS, OMISSIONS, INACCURACIES, OR OTHER PROBLEMS WITH SUCH INFORMATION. IF YOU RELY ON THIS WEBSITE OR ANY MATERIAL AVAILABLE THROUGH THIS WEBSITE, YOU DO SO AT YOUR OWN RISK. YOU UNDERSTAND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM ANY MATERIAL AND/OR DATA DOWNLOADED FROM OR OTHERWISE PROVIDED THROUGH THIS WEBSITE.

UNDER NO CIRCUMSTANCES SHALL SHINYCASH.COM (INCLUDING ITS [IF ANY] PARENTS, SUBSIDIARIES, AND AFFILIATES) OR ITS AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES ARISING OUT OF ANY USE OR MISUSE OF THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, LIABILITY FOR CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, EVEN IF ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES, REGARDLESS OF THE FORM OR CAUSE OF ACTION INCLUDING, BUT NOT LIMITED TO, CONTRACT, NEGLIGENCE, AND OTHER TORT ACTIONS. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE LIABILITY OF COMPANY AND ITS AGENTS AND LICENSORS IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW. YOU AGREE THAT THE LIABILITY OF COMPANY (INCLUDING ITS PARENTS, SUBSIDIARIES, AND AFFILIATES) AND ITS AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM IN ANY WAY CONNECTED TO THE WEBSITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO COMPANY FOR THE USE OF THE WEBSITE.

Emails and Notices

We may from time to time change/alter/modify these Terms and Conditions of the Website without any prior notice to You. All amended Terms become effective immediately after being published on the Website, and any use of and performance on the Website after such changes/alterations/modifications have been published shows your consent to the changes.

Dispute Resolution

Any claim arising out of or relating to the use of the Website, to the use of the Service, or to any acts or omission which you may presume Shinycash.com is liable for, shall be settled exclusively by binding arbitration in compliance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitration shall be held in Los Angeles, California. No arbitrator shall have the power to award damages in connection with any dispute in excess of actual compensatory damages and will not multiply actual damages or award consequential, punitive, or exemplary damages, and each party irrevocably waives any claim thereto. BY AGREEING TO THESE TERMS, YOU GIVE UP YOUR RIGHT TO SETTLE ANY DISPUTES WITH SHINYCASH.COM IN A COURT OF LAW OR BEFORE A JURY.

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